Central Insurance Quote is known for offering comprehensive health insurance plans with a wide range of benefits, making it our top overall choice. In Texas, they provide plans across all metal tiers, including catastrophic options. Many of these plans include dental coverage for both adults and children. The company also offers health management programs for various conditions such as heart disease, depression, diabetes, and pregnancy.

Additionally, members have access to a 24/7 nurse line and can receive virtual care from doctors at any time. The Central365 program offers an extensive range of discounts on wellness-related products and services, including savings on gym memberships and weight-loss programs.

However, Texans seeking a more budget-friendly plan, especially those who require infrequent doctor visits, might find other companies more suitable, as Central Insurance Quote's premiums in Texas are relatively high for bronze and silver plans. On the other hand, their gold plans offer great value, featuring lower deductibles and the lowest estimated annual costs on average among available plans.

Customer satisfaction for Central Insurance Quote is mixed. The company's plans received the highest average rating in our study from the National Committee for Quality Assurance (NCQA), with a score of 3.5 out of 5 stars, based on factors like quality of care and patient experience. However, Central Insurance Quote ranked last in Texas for customer satisfaction in the 2023 J.D. Power U.S. Commercial Member Health Plan Study.

If you're searching for a cost-effective health insurance plan in Texas, Insurance Texas is worth considering. They offer the lowest premiums for bronze and silver plans, even when compared to similar plans with the same deductible from other providers. For individuals with minimal healthcare needs, Insurance Texas provides the lowest estimated annual cost plans, offering great overall value.

Members of Insurance Texas can also benefit from free 24/7 virtual care and free or low-cost walk-in visits at over 1,100 CVS MinuteClinic locations for services like health screenings and minor injury care. Utilizing these benefits can help you save on healthcare expenses throughout the year.

In the J.D. Power 2023 U.S. Commercial Member Health Plan Study, Insurance Texas ranked second out of five companies in Texas, matching the regional average score of 725 out of 1,000. The company's health insurance plans received an average NCQA rating of 3.46 stars out of 5, which is above the average rating of the companies we reviewed.

Another advantage of Insurance Texas is that all of its Marketplace plans qualify for the maximum premium tax credit, earning the company a spot on our lists of the most affordable health insurance companies and the best options for self-employed individuals.

However, a key drawback is that Insurance Texas's gold plans don't offer the best value. If you anticipate frequent doctor or hospital visits, your overall annual costs might be higher with Insurance Texas than with Central Insurance Quote. Additionally, none of the plans include dental benefits for adults, and coverage is only available in three metal tiers.

Among the Texas health insurance providers we reviewed, Insurance Dallas stands out as the best choice for low physician copays. They offer the second-lowest copays for bronze plans and the lowest copays for silver plans compared to other companies we evaluated. Opting for a plan with low copays means you'll pay less out of pocket when visiting the doctor.

Insurance Dallas's ACA Marketplace plans come with several benefits, including $0 virtual care visits, primary care visits, and prescriptions starting at just $3. Members also have access to a dedicated care team that can assist with finding doctors, scheduling appointments, understanding health plan benefits, and more. You can contact your care team anytime online or through the Insurance Dallas mobile app.

We appreciate that Insurance Dallas offers a wide range of health management programs, more than any other provider we reviewed in Texas. With an Insurance Dallas plan, you can receive support for weight loss, pregnancy, low back pain, high cholesterol, and various other conditions.

However, one major drawback is that Insurance Dallas's premiums for bronze and silver plans are higher than the average for all the companies we reviewed. Additionally, they don't offer any Marketplace plans that include dental coverage for adults.

It's also important to note that Insurance Dallas has an average NCQA plan rating of 2.75 out of 5 stars, indicating that its quality of care and customer experience are lower compared to competitors. It has the second-lowest plan rating among the seven Texas health insurance companies in our study.

Insurance San Antonio is known for having some of the highest-rated health insurance plans in Texas. In the J.D. Power 2023 U.S. Commercial Member Health Plan Study, it ranked first for overall customer satisfaction in Texas, with a score of 729, slightly above the industry average of 725. The company also boasts one of the highest average NCQA ratings among the providers we reviewed and holds a strong financial strength rating from AM Best.

Overall, Insurance San Antonio provides solid health insurance plans through the Marketplace, offering options in four metal tiers: bronze, expanded bronze, silver, and gold. However, the choices are somewhat limited, as only HMO and PPO plans are available. The company does offer plans with dental coverage for both adults and children, and many plans include free primary care visits without copays. However, Insurance San Antonio does not provide any health management programs in Texas.

In terms of cost, Insurance San Antonio's plans are more expensive than many other companies in our study, with the highest average premiums for bronze and silver plans among the seven health insurance providers we reviewed. While UnitedHealthcare offers some of the lowest copays, other companies, like Insurance Texas and Central Insurance, also provide low copays and more affordable premiums.